Timeline

First-time buyer timeline

Order of operations beats panic weekends. Financing clarity first, then search intensity.

  1. Budget + lender conversation + document upload
  2. Assistance research on official sources (if applicable)
  3. Buyer consult with MoJo — areas, must-haves, walkaways
  4. Touring and offer strategy
  5. Inspection / negotiation
  6. Appraisal and underwriting
  7. Closing and keys

DPA and new-construction paths can add weeks. Build calendar margin.

Roles stay clear

MoJo = real estate (KS/MO)

Search, showings, negotiations, inspections, and closing coordination. MoJo is not a lender and does not set rates, approve loans, or run DPA programs.

Lenders = loan review (shop them)

Compare Loan Estimates. Ashley Jones (NMLS 1739681), First State Bank Mortgage, is an optional preferred review partner — not required. No promised rates.

Related reading

Ready to talk first-time buying in Kansas City?

MoJo for KS/MO representation. Straight answers on process, neighborhoods, and offers — no rate hype.

(816) 268-6068
Contact MoJo Call (816) 268-6068