FAQs
Short answers. Longer pages linked where it matters.
No — many first-time buyers use lower down-payment loan types. Compare estimates and cash-to-close. MoJo does not set minimums.
No. Verify MHDC and local programs on official sources with a participating lender.
No. She is an optional preferred review partner. Compare lenders.
Usually a bad first-time idea. Understand risk before waiving anything.
Many FTBs start with Gladstone, Liberty entry, NKC, and Independence entry. See areas.
Search, showings, negotiations, inspections, and closing coordination. MoJo is not a lender and does not set rates, approve loans, or run DPA programs.
Compare Loan Estimates. Ashley Jones (NMLS 1739681), First State Bank Mortgage, is an optional preferred review partner — not required. No promised rates.
Compare her Loan Estimate against others. MoJo does not require any lender.
Start Ashley’s FSB application
First State Bank Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Equal Housing Lender. Authorized to lend in all 50 states. Not a loan commitment. All loans subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions can change without notice. Restrictions may apply.
MoJo for KS/MO representation. Straight answers on process, neighborhoods, and offers — no rate hype.
(816) 268-6068